Mortgage Products

Home loans for first-time home buyers.

Offers low down payment option of 3.5% (if you qualify) Higher DTI (Debt to Income Ratio) of up to 55%

allowed. Mortgage Insurance required for life of the loan if financing over 90%).

Loans for investment properties for foreign nationals.

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Borrower cannot live in the US.

This is a great program for investors that fix and flip properties quickly.

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Close fast to compete with cash buyers

Interest-only loans for shorter loan term periods (i.e. 1-3 years)

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Ideal for investors looking to secure a property, renovate it, then sell it and make a profit. Interest only loans will save you money and increase your ROI as long as you sell or refinance quickly.

Buy a home with as little as 5% down

(3% down also available in select products).

Mortgage insurance required at over 80% financing (removed at 78% LTV).

Loan funds may be used to purchase homes in rural areas

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No down payment is required

Debt-service-coverage-ratio loans use the rental income of the property to qualify for the mortgage without any requirement of personal income verification

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Great way to expand a real estate portfolio with fewer setbacks compared to traditional loans

Loans up to $3 million with a minimum of $100,000

 

12 or 24 months business or personal bank statements